12-MONTH 4.25% CERTIFICATE Watch Your Dreams & Savings Grow! No minimum opening balance Guaranteed returns at maturity Locked-in rate ROYAL CREDIT UNION. Visit an office or open a certificate online at rcu.org/SaveAtRoyal 800-341-9911 Insured by NCUA. *APY = Annual Percentage Yield. APY is current as of 02/01/2025. Last changed on 02/01/2025. No minimum balance required to open account or earn APY. Rate is subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Penalties could reduce the earnings and principal on the account. Membership required and account opening upon qualification. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information. 12 - MONTH 4.25 % CERTIFICATE Watch Your Dreams & Savings Grow ! No minimum opening balance Guaranteed returns at maturity Locked - in rate ROYAL CREDIT UNION . Visit an office or open a certificate online at rcu.org/SaveAtRoyal 800-341-9911 Insured by NCUA . * APY = Annual Percentage Yield . APY is current as of 02/01/2025 . Last changed on 02/01/2025 . No minimum balance required to open account or earn APY . Rate is subject to change at any time without notice . Dividends calculated daily , compounded and paid monthly . Substantial penalty for early withdrawal . Penalties could reduce the earnings and principal on the account . Membership required and account opening upon qualification . Other conditions or restrictions may apply . Refer to our disclosures and service fees for more information .